The Depository Trust & Clearing Corporation (DTCC) has been laying the bricks for crypto integration ever since. Today, a surfaced segment from German television has alluded to exactly that – a specific Digital Liquidity Token framework first published in March, 2025 is highlighting Distributed Ledger Technology (DLT) based chains as the new liquidity corridors.
How DTCC Ignited Stellar’s ‘Utility Season’
DTCC had chosen Stellar for their traditional stock platform tokenization. By the same token, Stellar Lumens (XLM) & Ripple’s XRP coin become the centerpiece of the globe’s tokenization process – the digital transformation is roughly estimated at $114 trillion, practically turning the whole world into one convenient, vibrant & blockchain-powered marketplace.
With both Stellar Lumens (XLM) & Ripple (XRP) in the blueprint of this humongous $114 trillion tokenization process, crypto connoisseurs on both sides of the coin are actively comparing the current liquidity depth & capabilities to handle trillions in terms of transaction volume.
XRP vs. XLM: Same Direction, Two Methods
The Digital Liquidity Token Framework, dubbed by DTCC as ‘Patent US20250078162A1’ names XRP & XLM as potential payment routes due to rich cross-border architecture. Digging into the present numbers, DailyCoin’s research team found out Stellar’s cumulative RWA set is worth approximately $2.21 billion.
The figure makes perfect sense as DTCC is yet to deploy their ecosystem in the first quarter of 2027 – bringing all types of traditional securities, including:
- Russell 1000 stocks
- Major ETFs
- U.S. Treasuries
- Sovereign bonds
It’s fair to say that this is the first time ever core United States market infrastructure deploys a multi-trillion combination of traditional stock market assets on a live public blockchain. However, bulls should hold onto their excitement into mid 2027, as unloading the whole $114 trillion deal all at once isn’t technically possible.
Paired with the tokenized stock versions running live on Stellar (XLM), the DTCC will maintain the official legal registry in parallel. As for XRP, the popular cross-border blockchain wasn’t directly mentioned in the past few weeks like Stellar by DTCC, but the solid connection is visible elsewhere.
To illustrate, Ripple’s deeply-routed connection with the DTCC stems from the patent it was mentioned in 2025 & the acquisition of Hidden Road in the same year. Less than a year after acquiring the company, Ripple joined DTCC’s NSCC (National Securities Clearing Corporation).
Ultimately, this allows institutional post-trade settlement & clearing to route onto the XRP Ledger. Since rebranding Hidden Road to Ripple Prime, the treasury has also joined DTCC’s Industry Working Group, specifically aimed at the tokenization market.
So, while the impact on Stellar’s (XLM) trading volumes, market capitalization & XLM’s price is expected to be high due to the direct tokenized asset issuance, the effect on Ripple’s XRP coin can be from mid to high, as the link is multi-layered, but not direct like Stellar’s.
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People Also Ask:
Not yet. DTCC has not announced any direct tokenization of stocks, ETFs, or Treasuries on the XRP Ledger.
Ripple Prime joined DTCC’s clearing house in March 2026. This helps institutions with clearing and settlement using XRP.
Stellar received the bigger announcement. DTCC plans to bring tokenized stocks, ETFs, and Treasuries directly onto Stellar in the first half of 2027.
Stellar gets direct tokenized asset issuance. XRP benefits from stronger institutional clearing and settlement infrastructure.
It’s positive but slower-moving. XRP is building real institutional utility through clearing, while Stellar gets the flashy public blockchain integration.
