A crypto market commentator who closely tracks XRP and macro flows argues that the tokenās current price āis not the real price,ā even as it clings to the $1 mark in a bruised market.
In a recent video, Avi ‘Money Maker’ Lev links XRPās resilience to a major new development in Japan: official approval of Rippleās U.S. dollar stablecoin, RLUSD, by the countryās Financial Services Agency (FSA).
Rippleās RLUSD Goes Live In Japan Via SBI
The most concrete news in the video is regulatory. Rippleās dollar stablecoin, RLUSD, has been approved by Japanās Financial Services Agency and is ānow officially available in Japanā through Rippleās longātime partner SBI Group, the host notes.
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RLUSD, which the host cites as having a roughly $1.7 billion market cap, will be accessible to both institutional and retail users via SBIās VC Trade platform.It is positioned as a bridge asset for payments, tokenization, and collateral management in Asia.
Avi Lev calls this a āsignificant milestoneā for regulated stablecoin adoption in the region, highlighting Rippleās 10āyear relationship with SBI as a key strategic asset.
The YouTube episode ties this to ETF flow data, claiming that XRPālinked products are seeing net positive flows while Bitcoin and Ethereum spot ETFs are experiencing net outflows.
That divergence, in the analystās view, suggests that some institutional capital is quietly rotating into XRP exposure even as headline prices stall.
Market Shrinks By $2.3T As Liquidity Thins
Against the Japan news, the broader backdrop is grim. The total crypto market cap, the host says, has dropped from about $4.3 trillion on October 6, 2025, to roughly $2 trillion over 261 days ā a 54% slide, or around $8.8 billion in value lost per day on average.
Bitcoin briefly threatened to close below $60,000 “last nightā before recovering, which the analyst views as a shortāterm positive signal. XRP trades around $1.08ā$1.09, up roughly 1.5% on the day and still refusing to break back below $1, despite what the host describes as āthe crypto market at its lowest low.ā
Avi Lev returns several times to October 10 as a turning point, speculating that some large market maker āgot into a problemā then and has been slowly unloading assets since to cover losses.
He also points to miners pivoting hashpower and infrastructure toward AI workloads, high interest rates making new mining investment harder, and capital rotating into AI equities, gold, and silver as reasons why crypto now lacks āenough juice to hold up the markets.ā
āRealā XRP Price, Regulation Risk & LongāTerm Bets
Avi’s core claim is that XRPās current level does not reflect its fundamentals. The host argues that little has deteriorated since XRPās prior run to around $3.60, and that many fundamentals have improved: deeper partnerships like SBI in Japan, new products such as RLUSD, and growing use cases around payments and tokenization.
The two major negatives he identifies are the postāOctober 10 structural selling and the uncertainty around the soācalled āClarity Act,ā a U.S. legislative push that he believes could be a key catalyst if passed. Until there is regulatory clarity, he expects sentiment and liquidity to remain fragile.
Strategically, Mr. Lev frames longāterm XRP holdings as multigenerational, saying his ālongāterm XRP is probably not gonna be for me. Itās gonna be for my children, for their children.
Avi Lev stresses position sizing and survival through drawdowns over trying to time precise bottoms, noting that even elite investors have misses ā the difference is that their bad bets donāt wipe them out.
The Japan approval of RLUSD and positive ETF flows into XRP products are concrete signals that institutional and regulatory infrastructure around the Ripple ecosystem is still expanding, even as prices languish. If the regulatory overhang in the U.S. eases and macro conditions improve, that groundwork could matter more than todayās $1 quote.
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The video stops short of claiming a direct price impact but treats the move as strengthening Rippleās overall ecosystem in a major economy, which could indirectly support XRPās longāterm role in payments and collateral.
He argues that structural selling, riskāoff sentiment, and regulatory uncertainty are suppressing prices below what fundamentals would justify, using the contrast with past highs and current partnerships to make that case.
Avi Lev views regulatory clarity in the U.S. as a potential major catalyst for a broader crypto and XRP reārating, but notes there were no material updates on the bill in this episode.
XRP is holding above $1 and slightly green on the day, while the overall market has lost more than half its value since October despite occasional relief bounces in major-caps.