
Following yesterday’s quarter-point rate cut by the Federal Reserve, the general crypto markets tacked on a decent rebound rally, with the biggest cryptos reclaiming previously lost support levels. To illustrate, Ripple coin (XRP) secured the $3 psychological resistance, now trading at $3.04. However, most analysts expect a retest of the $3.65 all-time high, scored last summer.
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Naturally, the institutional growth as well as legal victories have pushed the boundaries of Ripple’s XRP Ledger to unprecedented levels. The altcoin’s foundation is strong in the United States (USA), as Donald Trump has announced an altcoin-based Federal Reserve, including XRP coin. On top of that, Ripple is striving to acquire a banking license in relation to RLUSD.
Besides, the OG altcoin is highly popular overseas, hitting the number one spot in Thailand for nine months straight.
These consecutive gold medals in popularity testify to XRP Ledger’s usability as an everyday payment processor, which tends to reflect in the billions of dollars in Spot trading volume per day. The main question remains, are XRP whales feeling the same vibe like retail traders?
XRP’s Next Price Targets Unfolded: Are Whales Back?
Luckily, it seems that the biggest crypto holders are backing XRP at the current price levels. Measured by the Chaikin Money Flow (CMF), this trend started on September 18, 2025, about the same time when United States Securities and Exchange Commission (SEC) accepted the new generic framework standards for all forthcoming altcoin ETFs.

Here, the Zig Zag technical pattern shows us Ripple’s (XRP) potential towards $3.14 & $3.18, two key targets that are determined by Zig Zag’s smoothed out trading volume formula. In a bearish scenario, XRP’s price could be pushed back to $2.95 and below, so the red support barrier at $3.03 plays a key part in the OG altcoin’s short-term price mood.
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Picture a crypto giant with a wallet stuffed with millions (or billions) of XRP—the speedy digital coin from Ripple for global payments. These “whales” can splash around and shake prices like a shark in a kiddie pool.
Lower rates = easier money for risky bets like crypto. It weakens the dollar, pumping up assets like XRP (which jumped 4% pre-cut on the hype).
Mixed bag, thrill-seekers! Some are hoarding like dragons: Whales snapped up ~340M XRP ($3.8B total since August) and yanked 90% of Coinbase’s reserves to private vaults for a long-term squeeze.
Mostly bullish with a wink! Accumulation signals confidence (hello, 7M holders ATH). But rising exchange stocks (3.6B XRP) & whale sales could dip prices to $2–$2.40 short-term.
Whales are eyeing $5+ if liquidity flows, but crypto’s wild—DYOR (do your own research) and never bet the farm. Track on-chain tools like Santiment for real-time whale moves.