Ripple Labs’ President Monica Long is very keen on the idea that most Fortune 500 companies would embrace the digital transformation by year-end. Indeed, 2026 is big for crypto in terms of regulation – the fully-activated European MiCa & the upcoming United States Clarity Act is set to bolster this innovation.
XRP As Programmable “Gold Standard” Along With RLUSD
This positions Ripple’s XRP coin as the “gold standard”, Monica Long said, for a few reasons. B2B payments on XRP’s Ledger based on stablecoins rose to $76 billion in annualized trading volume last year. In 2026, the figures are expected to be even bigger, as Ripple’s own RLUSD stablecoin gains traction.
According to Ripple’s President, there’s roughly $700 billion still sitting idle on corporate balance sheets. In other words, this serves a perfect opportunity for Ripple’s ecosystem to capture a fraction of that. With over 200 major companies holding Bitcoin (BTC) as a treasury asset, major-cap altcoins like XRP are bound to follow.
Fortune 500 Firms Are Already Flocking To Blockchain Tech
Moreover, Monica Long’s prediction that the majority of Fortune 500 enterprises will adopt blockchain technology one way or the other is backed by stats. According to Coinbase Research, 60% of Fortune 500 companies were already running blockchain-related pilots.
On top of that, over 40 new altcoin-related exchange-traded funds (ETFs) have hit the traditional stock markets since 2025, boosting legal credibility for the altcoin markets. XRP is currently leading the rally, hitting $1.4 billion in inflows since the related ETFs inception.
With clearing houses & custodian services moving on-chain, Monica Long expects crypto to take up 15% of all settlement volume. With regulatory requirements pushing for consolidation, most financial giants learn to mitigate risks via blockchain. This crypto custody wave pushed Crypto M&A (Mergers and Acquisitions) to $17.7 billion in 2025, a new all-time peak.
Ripple’s XRP Ledger has also a solid volume track record, proving the ability to handle bulk transactions, even though technical capabilities like transactions per second (TPS) don’t necessarily stand out from the rest of the DLT crowd. What does stand out is Ripple’s abundant On-Demand Liquidity (ODL), creating flexible payment rails with instant settlement.
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Ripple President Monica Long (not the CEO) made optimistic predictions in January 2026. She stated that by the end of 2026, roughly 50% of Fortune 500 companies (about 250 of America’s largest firms) will have some form of crypto exposure.
It’s a community spin emphasizing XRP’s positioning as a reliable, fast, low-cost bridge asset for global payments and treasury management. Ripple promotes XRP as the “gold standard” for on-demand liquidity in enterprise use cases.
Potentially yes—greater Fortune 500 involvement in crypto (especially payments/liquidity) could boost demand for Ripple’s tools and XRP as a bridge currency asset.
