Over the past few months, the XRP holder community has been closely watching the drama of Ripple vs. U.S. Securities and Exchange Commission (SEC) lawsuit. Certainly, the swift outcome both Ripple (XRP issuers) & the SEC want is a mutual agreement to settle for a $50 million fine.
Why SWIFT Could Pick XRP For Ecosystem Revamp
The conflicting parties also agreed to cooperate with the SECโs new Crypto Task Force on legal framework, as Paul Atkinsโ fresh team has distanced themselves from Gary Genslerโs strict regime. Now, Ripple & the SEC are awaiting approval from the District Court Analisa Torres to release the $125 million XRP in escrow to make the payment happen.
If granted, this potentially opens doors for Ripple (XRP) to dip into SWIFTโs $155 trillion waters, making cross-border payments faster than ever before. Previously, the financial conglomerate acknowledged the need to refresh infrastructure, as most merchants will expect global transfers to be settled in less than an hour, said SWIFTโs Head Of Engagement Alisa DiCaprio.
SWIFT & XRPโs Partnership: Real Or Publicity Stunt?
Multiple strong XRP community voices are pointing towards the Ripple vs. SEC case conclusion as the ultimate green-light for XRP Ledgerโs SWIFT integration. However, it bears to note that Rippleโs CEO Brad Garlinghouse previously stated that XRPโs Ledger got what it takes to replace SWIFT, rather than partnering with the financial giant.
In truth, Ripple & SWIFT share ISO-20022 global accounting standards, making a strong case of fierce competition, but a partnership could be on the cards if legal headwinds continue to blow in Rippleโs favor. Right now, Ripple (XRP) holders are peeling their eyes on August 15, 2025, when the SEC is set to give their status report, while holding the appeals in abeyance.
On The Flipside
- Aside from XRP, another altcoin thatโs a strong candidate for SWIFTโs ecosystem revamp is Hedera (HBAR).
- The Distributed Ledger Technology (DLT) embracing Hedera has been confirmed for testing by SWIFT.
Why This Matters
With the capacity of 1,500 transactions per second, Rippleโs network has proven to be capable of processing billions of dollars in volume daily. SWIFT, the $155 trillion global payments behemoth, could be turning to blockchain to solve the outdated system issues.
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People Also Ask:
No official Ripple-SWIFT partnership has been confirmed; itโs mostly XRP Army hype on X, with no solid proof yet. If it happens, it could be a game-changer for XRPโs role in global payments.
The SEC case is nearing a close, with a possible $50M settlement and no change to XRPโs non-security status, but it doesnโt directly confirm SWIFT vibes. A favorable ruling could boost XRPโs cred for partnerships.
A Ripple-SWIFT collab could integrate XRPโs blockchain for faster, cheaper cross-border transactions, potentially mooning XRPโs value. Itโs all speculative now, with Rippleโs CEO previously dissing SWIFT partnership rumors.
XRP hodlers are hyped on X about SWIFT using XRP for payments, fueled by unverified posts claiming billions in escrow for liquidity. These are just rumors, so donโt FOMO in without checking facts.
If SWIFT integrates XRP, it could send prices to the moon by boosting adoption, but without confirmation, itโs mostly hype. Past claims, like Ripple owning SWIFT shares, were debunked, so stay skeptical.
