XRP Price Today: XRP to USD Live Chart
Live XRP price in US dollars, with market cap, volume, an interactive chart and a clear guide to how XRP, Ripple and the XRP Ledger fit together.
XRP live market data
- Market cap
- $65.26B Rank #6
- 24h trading volume
- $1.63B Across all markets
- Circulating supply
- 63.52B XRP Max 100.00B
- All-time high
- $3.6500 Jul 17, 2025
- 24h high
- $1.0780 Last 24 hours
- 24h low
- $1.0250 Last 24 hours
- 7 day change
- -20.84% Versus 7 days ago
- 30 day change
- -24.28% Versus 30 days ago
XRP price chart (XRP/USD)
What is XRP?
XRP is the native digital asset of the XRP Ledger, an open-source blockchain built for fast, low-cost payments. It is used to pay network fees, to meet the small reserve every account must hold, and as a bridge between currencies.
People often say “Ripple” when they mean XRP, but they are three different things. XRP is the asset you buy and trade. The XRP Ledger is the network it lives on, run by independent validators. Ripple is a private company that builds payment products, holds a large amount of XRP and contributes to the ledger, but does not own it.
Buying XRP does not give you a stake in the company Ripple.
Key facts
| Ticker | XRP |
| Network | XRP Ledger (XRPL) |
| Launched | 2012 |
| Total supply | 100 billion XRP, created at launch |
| Consensus | XRP Ledger Consensus Protocol (no mining) |
| Settlement time | About 3 to 5 seconds |
| Transaction fee | A tiny amount of XRP that is destroyed |
| Smallest unit | 1 drop (0.000001 XRP) |
What moves the XRP price?
ETFs and institutional access
US spot XRP ETFs started trading in November 2025. Inflows and outflows from these funds are now a direct gauge of institutional demand.
Regulation in the United States
The SEC case against Ripple ended in 2025 after both sides dropped their appeals. New market-structure legislation and exchange listings continue to influence sentiment.
Ripple news and partnerships
Bank pilots, new payment corridors, acquisitions and the growth of the RLUSD stablecoin often move the price, even when the partner does not use XRP directly.
Escrow releases and supply
Ripple holds a large share of XRP, much of it in escrow. Up to 1 billion XRP can unlock each month, and anything unused is locked again. Traders watch these releases.
Bitcoin and overall market trend
XRP usually follows the wider crypto market. A strong Bitcoin rally tends to lift it, and a sharp selloff tends to pull it down.
Competition from stablecoins
Stablecoins can do the same bridging job in cross-border payments. How much banks choose XRP over them is a long-term question for demand.
XRP price history: key moments
| Year | What happened | Why it mattered |
|---|---|---|
| 2012 | XRP Ledger goes live | Created by David Schwartz, Jed McCaleb and Arthur Britto with 100 billion XRP. |
| 2013 | OpenCoin becomes Ripple Labs | The company that would later become Ripple is founded. |
| 2017 | Ripple locks 55 billion XRP in escrow | Made future supply releases predictable. XRP also surged in the 2017 to 2018 bull run. |
| 2020 | SEC sues Ripple | Several US exchanges paused XRP trading while the case ran. |
| 2023 | Court rules on XRP sales | Judge Torres found that XRP sold on exchanges was not an investment contract, which lifted the price sharply. |
| 2024 | RLUSD stablecoin launches | Ripple introduced a US dollar stablecoin, and the court later set a $125 million penalty. |
| 2025 | SEC case ends, spot ETFs launch | Appeals were dropped, and the first US spot XRP ETFs began trading in November. |
How to buy XRP
Choose a regulated exchange
Pick a platform that is licensed where you live and lists XRP. Compare trading fees and deposit methods.
Verify your account
Complete identity checks and enable two-factor authentication.
Deposit funds
Add money by card, bank transfer or another supported method.
Buy XRP
Use a market order for the current price or a limit order for a price you set.
Store it safely
XRP can stay on the exchange or move to a wallet you control. Remember that XRP accounts need a small reserve, and some exchanges require a destination tag when you send XRP to them.
Risks to understand before buying XRP
Supply is concentrated. Ripple and its founders still control a large share of all XRP, and monthly escrow releases add to the amount that can reach the market.
Adoption is not guaranteed. Banks can use Ripple products without touching XRP, and stablecoins compete for the same role. Like every crypto asset, XRP can move sharply in either direction.
XRP price FAQ
The live XRP price in US dollars is at the top of this page and refreshes every minute. XRP trades around the clock, so it changes constantly.
Common causes are ETF flows, regulatory headlines, Ripple announcements and the direction of Bitcoin. Recent XRP stories are listed further down this page.
No. XRP is the digital asset, the XRP Ledger is the blockchain, and Ripple is a company. Ripple uses XRP in some products but does not control the ledger.
All 100 billion XRP were created at launch and no more can be minted. The total shrinks slowly as fees are destroyed. Circulating supply is lower because much of the rest is held by Ripple, partly in escrow.
In 2023 a US judge ruled that XRP itself is not a security and that exchange sales were not investment contracts, while sales to institutions were. The case ended in 2025. Other countries apply their own rules.
The current all-time high and its date are shown in the live market data above and update automatically.
Nobody can promise that. XRP is fast and cheap to use, but supply is concentrated and demand depends on adoption. Do your own research and consider speaking to a licensed financial adviser.
Open an account with a regulated exchange, verify your identity, deposit funds and place an order. Check the steps above for details.
Learn more about XRP
Latest XRP news
XRP Certificate Logs Banks Freshly Joined Infra
Ripple’s Schwartz Confirms Selling Most XRP
XRP’s Quantum-Resistant Design Comes Into Focus
Ripple CEO: Big XRP Holdings Don’t Mean Control
XRP Snaps 92% Of Ripple’s $1.65 Billion Market Swaps
XRP Price Tests Support After Sharp Slide From $1.32
Other crypto prices
Content last reviewed November 12, 2026. This page is for information only and is not financial advice. Crypto assets are volatile and you can lose all the money you put in. Prices come from third-party data providers and may differ from the price on a particular exchange.